Home Purchase Loans

In guiding you through this process, North Star Home Lending works closely with real estate agents, lawyers, sellers, appraisers, inspectors and other key players to establish and meet important deadlines and fulfill all key requirements.  As a relationship-based lender, our partners demand only the best for their referrals and they can count on us to deliver.

Many established real estate professionals recommend North Star Home Lending as their lender of choice.  They realize that by turning their client over to us, they are in good hands and that their clients will receive the care, attention and education needed when purchasing a new home.

Most of our Loan Officers have extensive backgrounds in the local real estate market either as licensed Realtors, investors themselves, or have had backgrounds in related fields.  Their knowledge of current market conditions, property value trends, and community dynamics make them an excellent resource for potential purchasers.

Many of our referral partners as well as buyers and sellers utilize North Star Home Lending's vast resources to obtain information for their clients such as:

• Year over year Valuation analysis
• School District Evaluations including MEAP (Michigan Educational Assessment Program) rankings
• Flood Insurance requirements
• Legal boundary and easement and/or encroachment data
• Additional community statistics including median income, family size, cost of living, and other associated demographics
• Access to key employers, shopping and major thoroughfares

We realize that buying a new home is the single largest investment most consumers ever make.  Understanding that it often causes many homeowners trepidation, we work hard to educate our clients, in helping them match the best program for their own very specific needs.  Whether it be a fixed rate, adjustable rate, jumbo loan, credit challenged purchaser, or some other unique product, our objective is to match the right potential purchaser with the right solution.

Not only do we take the extra time to properly inform our clients, we remain their advocates and consultants throughout the process, right on through to their closing.  You can expect us to ask the right questions to determine your specific goals and objectives, prompt answers and accurate information.  Your North Star Home Lending professional will be in attendance with you at closing time upon your request.

Our follow-up in managing our new customer's mortgage is second to none.  We consistently review all of our clients loans on a monthly basis to ensure that their mortgages are performing as expected.  You can expect to hear from us consistently through the life of your loan, helping you to take advantage of opportunities to better your financial situation.

Homeownership will always be the American dream.  North Star Home Lending seeks to provide all of its clients the ability to attain that goal.  We want to be your lender for life.

For further information, please contact your North Star Home Lending professional.